Wrightsure/Services/Liability

Every business has a potential liability for personal injury or property damage - whether to visitors to their premises, buyers of their products, employees of the company or simply the public at large.

Employers Liability

                            “Insurance for employers in respect of their liability to employees for

                             injury or disease arising out of the course of their employment.”

Employers Liability is a compulsory insurance that is enforcible by law. If you do not have Employers Liability insurance the health and safety executives could impose penalties or even shut you down permanently.

Public Liability

                           “The insurance of liability for accidental bodily injury

                            or damage to the property of third parties.”

Simply stated Public Liability insurance is cover that will aid you in a case where a member of the public has an accident and it is deemed that your business or employee was negligent.

Products Liability

                             “ Products Liability is required by all sellers of goods, whether they

                               are manufacturers, intermediaries or retailers that may incur liability

                               to their customers and others for injury, illness, loss or damage

                               arising from the supply of goods .”

Products Liability is not a compulsory class of insurance but is advisable if you are a manufacturer or seller of goods.  Thare are many conditions, exclusions and warranties that can be applied so it is very important that you are aware of any that are applicable to you.

Wrightsure have a wealth of experience within this industry and have exclusive facilities to arrange cover for all types of trades with the following being our speciality trades.

Haulage Contractors

Coach Operators

Roofers & Scaffolders

Double Glazing Industry

Electrical Contractors

Air Conditioning

Metal Recyclers

Waste Transfer Stations

Skip Hirers

Theatres

Charities